It is the vision of FirstAtlantic to be the most desirable community bank to work for, do business with, and invest in because we will employ the brightest associates, excel in surpassing our customers’ expectations, and provide superior returns to our shareholders while prudently managing our risks so that all of our constituents will have confidence in our performance.



At FirstAtlantic Bank we are passionate about creating value through building long-term relationships based on integrity and respect. Our team members work together to excel in bringing exceptional banking services to our customers.




Each team member is mindful of conducting themselves in a manner that is professional and courteous to others in every interaction. Every person matters, they are encouraged to share their ideas, and they should feel appreciated for the contributions they make to the organization.


Each team member demonstrates courage to do the right thing at all times. Honesty is the most important aspect in each relationship every day. We believe in communicating with candor to our team members, while also displaying appropriate sensitivity. When an action or idea doesn’t fit the mission of the organization, an employee will speak up to bring awareness to others.


Each team member will have an unwavering drive to achieve results-orientated successes. They will also be passionate and proactive in serving our customers, so that we are always anticipating and fulfilling their financial needs.


Each team member contributes to building a cooperative work environment among all areas of the bank. The desire to jump in and help other team members should be instantaneous and genuine. Each team member is accountable for their contributions to the team, and their individual goals are secondary to the overall goals of the team. By working together, team members can serve customers in a unified and supportive manner.


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Let FirstAtlantic help you plan for growth with a Business Loan.

Contact us today for more information.

Send an email to .
Call us at (904) 348-3100
Visit us at any FirstAtlantic Financial Center.

Business Loans

 ‘Banking Built for Your Business’

Whether you need a business loan for working capital, new equipment or simply to expand your operations, FirstAtlantic can assist you with personalized lending options.

We offer a variety of flexible terms and competitive rates to accommodate and simplify your immediate short or long-term lending needs.

  • Business Acquisition Loans
  • Commercial Real Estate Financing
  • Construction Financing
  • Expansion Loans
  • Inventory & Equipment Financing
  • Working Capital Loans
  • Lines of Credit
  • Small Business Administration (SBA) loans


Looking to buy equipment for your business?

Now is a great time to consider buying equipment for your business. Whether you need to upgrade your machinery, modernize your facility or add to your fleet of vehicles, FirstAtlantic can help you with your business equipment needs. Let us customize a loan that is right for your business. Our team of lenders work with you directly and loan decisions are made locally. After all, that’s what a local community bank is all about. Contact us today for more information.


Big help for small business

SBA Loans are often critical to the start-up or expansion of a small business and FirstAtlantic Bank is your local SBA-7A Certified Lender. If you need financing for real estate, machinery, equipment, inventory or working capital, a small business loan can be an excellent solution. FirstAtlantic offers customized solutions to provide you with flexible, affordable SBA Loans with reasonable repayment terms.

Contact us today to learn about what you need to get started and what we can do to make a small business loan happen for your business. It’s the money you need, and the only way to get started is to take the first step.


Small Business Loans with FirstAtlantic Bank offer:

  • Longer repayment terms (up to 25 years, fully amortizing)
  • $250,000 to $5,000,000 in capital
  • No balloon payments
  • Down payments as low as 10%
  • No pre-payment penalties for loans under 15 years


Some of the small businesses loans provided by FirstAtlantic Bank include:

Auto Service Center

Jewelry Store

Equipment Sales and Service

Physicians’ Expansion

Attorney Office

Refinance Restaurant Building